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Wednesday December 15, 2010, 5:53 pm

The Medicare (Mcr) HMO's (Health Maintenance Organizations) or private insurance run Mcr plans, to put it another way, out there now that compete against traditional federal Mcr are going in the hole and have to be subsidized by the government.



Yet those Mcr HMO patients pay the same in premiums to Mcr HMO's as traditional federal Mcr patients pay for their Medicare.



There are Mcr HMO's that have been, and are being banned in States due to non-compliance, fraud, and more.



What these guys are proposing sounds good on paper but some of the very Mcr HMO's they reference are the ones that cut corners, inot disclosing what the patient will be getting, ntentionally design an abbreviated filing timeframe knowing most hospitals cannot meet them and must write off the charges which only inflated everyone's medical care charges in the long run, and a whole host of other serious issues the public needs to know.



A large number of Mcr HMO patients had no idea that what they were signing up for under Mcr HMO's was not traditional federal Mcr.



If you know anyone on one of these Mcr HMO's who is unhappy with the plan, they have until December to disenroll and re-enroll back into traditional federal Mcr.

Equities research analysts at FBN Securities upgraded shares of Research In Motion (NASDAQ: RIMM) from a “sell” rating to an “outperform” rating in a research note to clients and investors on Tuesday.

Separately, analysts at BNP Paribas (EPA: BNP) downgraded shares of Research In Motion from an “outperform” rating to a “neutral” rating in a research note to investors on Monday.

Research In Motion Limited (RIM) is a designer, manufacturer and marketer of wireless solutions for the worldwide mobile communications market. Through the development of integrated hardware, software and services that support multiple wireless network standards, RIM provides platforms and solutions for seamless access to time-sensitive information, including e-mail, phone, short message service (SMS), Internet and intranet-based applications. RIM’s portfolio of products, services and embedded technologies are used by organizations worldwide and include the BlackBerry wireless solution, the RIM Wireless Handheld product line, software development tools and other software and hardware. Its subsidiaries include Research In Motion Corporation, Research In Motion UK Limited and RIM Finance, LLC. On June 2, 2010, Harman International sold its software operating systems unit, QNX Software Systems, to the Company.

Shares of Research In Motion (NASDAQ: RIMM) traded down 2.38% during mid-day trading on Wednesday, hitting $59.01. Research In Motion has a 52 week low of $42.53 and a 52 week high of $76.95. The stock’s 50-day moving average is $58.48 and its 200-day moving average is $53.50. On average, analysts predict that Research In Motion will post $1.61 EPS next quarter. The company has a market cap of $30.846 billion and a price-to-earnings ratio of 11.64.

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